Panama - investment
Panama Qualified Investor ResidencyResidencia Permanente por Inversionista Calificado (Decreto 722 de 2020)
A fast-track permanent residency granted to investors who place at least USD 300,000 in Panamanian real estate or securities, or USD 750,000 in a fixed-term bank deposit. Approval typically takes 30 business days.
Who this visa is for
- High-net-worth individuals wanting permanent residency on day one
- Real estate buyers spending USD 300,000 or more
- Investors placing USD 500,000 in the local stock exchange
- Families seeking a single-application path for spouse and children
- Applicants who prefer not to physically attend the filing
Requirements
- USD 300,000 in real estate (titled directly to the applicant)
Threshold rises with inflation; check current figure with Migracion.
- OR USD 500,000 in Panama stock exchange securities
- OR USD 750,000 in a fixed-term bank deposit (5 years)
- Proof that funds come from abroad
Bank wire records and source-of-funds documentation.
- Apostilled police clearance
- Valid passport and full photocopy
- Health certificate issued in Panama
- Power of attorney to a Panamanian lawyer
Fees
| Fee | Amount | Note |
|---|---|---|
| Migration application fee | USD 5,000 | |
| National Treasury fee | USD 5,000 | |
| Dependent fee | USD 2,000 | Per dependent added to the application. |
Application steps
- Choose investment route
Real estate, securities, or qualifying bank deposit.
- Transfer funds from abroad
Document the wire transfer trail and source of funds.
- Retain a Panamanian attorney
Engage counsel to file and represent you.
- Complete the investment
Execute purchase, brokerage contract, or term-deposit certificate.
- File application with Migracion
Attorney submits the dossier to the qualified-investor unit.
- Receive permanent residency approval
Pick up the carnet de residente permanente.
Official government source
Always verify the current fees, requirements and forms at the official source before applying:
Ask about the Qualified Investor VisaResidencia Permanente por Inversionista Calificado (Decreto 722 de 2020)
Grounded on this page. Answers are informational, not legal advice.
Frequently asked questions
How fast is approval?
The program is designed for approval within about 30 business days of filing a complete application.
Do I need to travel to Panama?
No, the application can be filed through a Panamanian attorney with power of attorney.
Is bank financing allowed?
No, the qualifying amount must come from the investor's own cleared funds from abroad.
Can my family come with me?
Yes, a spouse and dependent children can be added for an additional government fee per dependent.
Is this permanent residency from day one?
Yes, the Qualified Investor permit grants permanent residency immediately upon approval.